Nigeria-first fiat-to-crypto exchange

Deposit Naira, swap to Bitcoin or USDT at a locked quote, and withdraw to your bank. Each movement is confirmed, recorded and receipted.

Join the waitlist
Available balance₦1,240,500.00
Verified
  • Naira depositVirtual account · 09:12+₦500,000Credited
  • Swap NGN → USDTQuote locked for 30s · 09:14324.67 USDTCompleted
  • BTC deposit3 confirmations · 10:02+0.0021 BTCScreened
  • Bank withdrawalVerified account · 11:30−₦150,000Sent

Illustrative account activity.

About us

313 Exchange gives Nigerians a simple, regulated way to move between Naira and crypto. We focus on a small set of assets and a spot-only product, so every fee, quote and balance is easy to understand.

We operate under the oversight of the Securities and Exchange Commission, Nigeria, and work with established partners for banking, custody, identity verification and blockchain screening.

Nigeria-first

NGN rails and local identity checks

Spot only

No leverage, lending or staking

Supervised

Built for SEC Nigeria oversight

Services

Deposit Naira

Every verified customer gets a dedicated virtual account. Transfer from any Nigerian bank and your NGN balance updates once the payment is confirmed.

What happens

  1. 01You receive a virtual account number linked only to you.
  2. 02Transfer NGN from any Nigerian bank account.
  3. 03We verify the payment reference with our banking partner.
  4. 04Your NGN balance is credited and you get an app and email confirmation.

Security

FIG 0.1

Account protection

Two-factor authentication is required before you can deposit, trade or withdraw.

Withdrawals pause for 24 to 48 hours after a password, email, phone, device or 2FA change.

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Asset custody

Crypto is held with a dedicated custodian across hot, warm and cold wallets.

Only the inventory needed for trading is kept on the execution venue.

FIG 0.3

Accounting

Ledger entries are never edited or deleted. Corrections are new, approved entries.

Withdrawals stop automatically if reconciliation differences exceed tolerance.

Getting started

  1. 1

    Create your account

    Sign up with email, Google or Apple, then set up an authenticator app or passkey.

  2. 2

    Verify your identity

    Confirm your BVN or NIN and complete a quick selfie check. Most reviews complete automatically.

  3. 3

    Fund and trade

    Transfer Naira to your virtual account, request a quote and swap. Withdraw whenever you choose.

Supported at launch

NGNBank transfer
BTCBitcoin
USDTTron (TRC-20)

Not offered

313 Exchange is a spot exchange. We keep the product simple so the risks stay understandable.

LeverageDerivativesMargin tradingStakingLendingPeer-to-peer

Compliance

We operate under the oversight of the Securities and Exchange Commission, Nigeria. Every record a supervisor may ask for is traceable to the evidence behind it.

Full KYC and AML

Identity verification, sanctions, PEP and adverse-media screening for every customer.

Segregated client funds

Client money and company money are held and reported separately, never in the same total.

Regulatory reporting

Suspicious activity is reported to the NFIU, and every regulatory return is archived.

Supervisor access

The SEC has a dedicated, read-only view of users, transactions, wallets and alerts.

Data protection

Personal data is handled under the Nigeria Data Protection Act, with the NDPC as our data protection regulator.

We are opening access in stages to verified Nigerian customers. Leave your email and we will let you know when it is your turn.